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Discover Card Applications and Reviews
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Discover More Card - Sealife CollectionWhen there is a continuous chain of demand and supply, you can be sure that there is a considerable amount of purchasing and spending power that rests with the consumer and it is for that same reason as to why the banks, organizations and other kinds of financial institutions are hell bent on making sure that the purchasing and spending power of the consumer is always on the rise. This is what the Discover More Card - Sealife Collection seeks to achieve, or so it seems. Let us have a look on the Discover More Card - Sealife Collection, and how it is poised to cast a spell on you! Striking Features of the Discover More Card - Sealife Collection
Some of the brightest features of the card are really in sync with the competitive edges of the credit card industry. Annual Percentage Rate (APR) for Purchases is 0% until the last day of the billing period ending during September 2008; then the standard APR, a rate between 10.99% and 18.99%. Other APRs Balance Transfers are 0% until the last day of the billing period ending during September 2008; then the standard APR for purchases. The Default Rate can go up to 28.99%, and the cash advances are poised at a healthy 20.99%. This is exactly the kind of thing that I would look forward to for making sure that I get that beautiful dress for a simple evening affair, at the shortest of notices. The Grace Period for Repayment of the Balance of Purchases is at least 25 days when you pay your balance in full each month Method of Computing the Balance for Purchases Two-cycle Average Daily Balance (including new purchases), while the minimum Finance Charge is $.50. There is no annual fee for this card. But there are some factors that can be considered as relevant before making additional transactions as it may still cause you to exceed your account credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. Any introductory/special rates will terminate if you are late making a payment or your account is over-limit as discussed in the Default Rate section above and in the Cardmember Agreement. You can also earn unlimited cash rewards on all purchases. You can earn 5% Cashback Bonus on purchases throughout the year by participating in each Get More program. In addition, earn a full 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%. Purchases made at select warehouse clubs, discount stores and their affiliates earn .25%. Rewards are redeemable in $20 increments. This is precisely the kind of thing that most of the people look forward to, and think that their cards should have. Then there are some special Cash back Bonus Offer. They can offer you a special Cash back Bonus for opening and using your account in connection with this application. If so, the special Cash back Bonus will be added to your Cash back Bonus account within 10-12 weeks after you use your Card to make a purchase within 6 months of your account opening date. Limit one offer per Card member. But then there is a catch. If as of the date we determine your eligibility for this offer your account is closed or delinquent, you will not receive this special Cash back Bonus.
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