Discover Business Card Review from Crediteria.com

Small business owners have discovered a certain joy in making business purchases with credit cards to earn travel and cashback rewards. Most business owners would prefer credit cards that are tailor made for their spending habits and it is in this realm that the Discover Business Card excels. The Discover Business Card is especially designed for people who operate their own small businesses.

Let's take a look at the factors that make the Discover Business Card so feisty and desirable. Some of these factors are:
1 0% Intro APR on Purchases and Balance Transfers for 12 months
2 5% Cash back Bonus on office supplies, 2% on gas and up to 1% on all other purchases
3 No Annual Fee
4 Purchase checks that pay you back

The Discover Business Card makes for a flexible tool for Easier Cash Management. Through this you can use Fee-Free PurchaseChecks to pay merchants and suppliers who don't accept credit cards and get the same grace period and standard APR as your card purchases. Then there are Employee cards with customizable limits and monthly reporting on their spending activity that are categorized online quarterly and annual statements. The most important and feisty feature is that the rewards mean Business. there is a decent 5% Cashback Bonus on office supplies, 2% Cashback Bonus on gas, and up to 1% Cashback Bonus on all other purchases. The scope of unlimited cash rewards just makes my day. Through the Discover Business Card you can increase, even double your rewards when you redeem for gift card or instant e-certificates from the 80 Cashback Bonus Partners that they provide. Theirs is totally a service that seems to respect Your Time. It is also easy to view online Account options including statements that are downloadable.

The most interesting point is that through the Discover Business Card, you can earn unlimited cash rewards on all purchases. Each year, earn a full 5% on your first $2,000 in office supply purchases and a full 2% on your first $2,000 in gas purchases. In addition, earn a full 1% on all other purchases after your total annual purchases exceed $5,000; other purchases that are part of your first $5,000 earn .25%. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn Cashback Bonus at the same rate as other purchases. Gas and office supply purchases are those made at merchants that the card classifies as gas stations and at office supply stores, respectively. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) and Qualified Merchant Purchases made using PurchaseChecks earn .25%. This card does not include warehouse purchases, PurchaseCheck purchases, your first $2.000 in gas purchases, or your first $2,000 in office supply purchases in calculating your total annual purchases to determine your tier level. Rewards are redeemable in $20 increments.

The concept of PurchaseCheck, is also something. If you use a PurchaseCheck to purchase or lease goods or services from a merchant, and you provide the merchant address in the space indicated on the check, the transaction will qualify as a purchase under the Cardmember Agreement. Any other use, including payments for rent, other loans, or payroll, or payments to a financial institution, will be treated as a cash advance, subject to the cash advance APR and Cash Advance Transaction Fee. With a host of services and benefits to offer, this card surely promises to rock your world! Get it now, it really works!

top