Discover More Card - American Flag

They say that the most beautiful things in life come free. Well, the Discover More American Flag Card makes sure that they come attached with a host of brilliant services and rewards perks! This particular streak of making things work for the consumers and credit lending activity makes the Discover More Card - American Flag the most sought after credit card in today's times.

The most astounding features that the Discover More Card - American Flag has to offer are as follows-

The Annual Percentage Rate (APR) for Purchases of 0% until the last day of the billing period ending during September 2008, after that the standard APR, a rate between 10.99% and 18.99%. The other APRs Balance Transfers: 0% until the last day of the billing period ending during September 2008; then the standard APR for purchases. The Default Rate goes up to 28.99%, while the Cash Advances work up to 20.99%. The Grace Period for Repayment of the Balance of Purchases is at least 25 days when you pay your balance in full each month. The Method of Computing the Balance for Purchases is the Two-cycle Average Daily Balance (including new purchases). There is no annual fee what so ever, and the minimum Finance Charge is $.50.

If you are late making a payment, we may increase your APRs to the Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, which makes the computation easy to understand.

If you are approved for an account, you will be able to make balance transfers under this offer until December 1, 2007. If you request balance transfers after this date, the balance transfers will not be made. But you need to allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn a Cashback Bonus. Balance transfer requests will be processed from the lowest to the highest dollar amount. If a balance transfer transaction would cause you to exceed your account credit limit, you authorize the credit card department to process your balance transfers for an amount less than the full amount requested. Making additional transactions may still cause you to exceed your account credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers.

Then there is the special Cash back Bonus for opening and using your account in connection with this application. If so, the special Cashback Bonus will be added to your Cashback Bonus account within 10-12 weeks after you use your Card to make a purchase within 6 months of your account opening date. Limit one offer per Cardmember. If as of the date the credit card department determines your eligibility for this offer your account is closed or delinquent, you will not receive this special Cashback Bonus. Earn unlimited cash rewards on all purchases. Earn 5% Cashback Bonus on purchases throughout the year by participating in each Get More program. In addition, earn a full 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%. Purchases made at select warehouse clubs, discount stores and their affiliates earn .25%. Rewards are redeemable in $20 increments. The terms and conditions make up for an easy understanding of the rewards and functioning of the Discover More Card - American Flag, and this definitely works out well with the customers.

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