August 09, 2006
Tips for Managing Your Money
Just as fast as money multiplies for those who have it and manage it well, it dwindles for those of us in debt.
Whether we have bad credit, too much credit, or both, we're penalized. Interest rates are higher.
We juggle bills and pay late fees and overdraft fees.
We're denied loans and low-interest credit cards.
We're hounded by creditors.
We have good intentions but feel we only get deeper in debt and can't get out from under it.
We feel trapped.
We get angry.
We try to be creative but find only short-term solutions or rejection.
When we accept that penalties and setbacks are not personal attacks, that they are part of a system we can't control, we no longer waste our energy fighting a losing battle.