August 13, 2008

Top Ten Credit Cards by Crediteria.com

List of the Top Ten Credit Cards

Before you go off applying for the top ten credit cards you really need to know where your credit score stands. If you don’t know your credit score then you need to go order a free credit report right now because if you continually apply for credit cards that you don’t qualify for your FICO score will be impacted lessen your chances of getting a credit card.

Before you start perusing this list of the top ten credit cards go order your 3-in-1 credit report which will show you the information the 3 major credit bureau scores. Not only will you see your credit score, you will also be helping yourself avoid becoming a victim of identity theft.

As I mentioned before you apply for any of the top ten credit cards listed here you must know what the 3 major credit bureaus have on file for you. In case you are not familiar with the bureaus they are:

1. TransUnion
Contact Info for TransUnion:
P.O. Box 1000
Chester, PA 19022
1-800-888-4213

2. Equifax
Contact info for Equifax:
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111

3. Experian
Contact info for Experian:
P.O. Box 2002
Allen, TX 75013
1 888 397 3742

If you want to find out more about why ordering your 3-in-1 credit report can help prevent identity theft then you must go read through the information we have provided in our identity theft section. If you see items on your credit bureau reports that are not accurate then you will be able to better protect your self, see the Identity Theft Worksheet we have put together to help you minimize the damage that identity theft can cause.

Now back let’s get to the top ten credit cards on the market today:


1. The Chase Platinum Visa® Card

  • 0% Intro APR for up to 12 months

  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history

  • No Annual Fee

  • FREE Online Account Access

  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

    • Click here to apply online today for the Chase Platinum Visa® Card


    2. Chase Freedom(SM) Credit Card

  • Receive $50 after you make your first purchase

  • 3% Cash Back in your top 3 everyday spending categories

  • 1% cash back for every $1 you spend on all other purchases

  • Receive an extra $50 each time you save and redeem $200 in rewards

    • Click here to apply online today for the Chase Freedom(SM) Credit Card


    3. Chase Free Cash Rewards(SM) Visa® Card

  • 1 point for every eligible dollar in purchases

  • 1,000 Bonus Points after your first purchase

  • Intro 0% Fixed APR for up to 12 months*

  • No Annual Fee

  • Get your rewards with as few as 2,500 points

  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

    • Click here to apply online today for the Chase Free Cash Rewards(SM) Visa® Card


    4. Bank of America® Platinum Plus® Visa® Card

  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles

  • 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer

  • No annual fee

  • Credit lines as high as $25,000

  • Online Banking Service

  • Total Security Protection®

  • Card issued by FIA Card Services, N.A.


    • Click here to apply online today for the Bank of America® Platinum Plus® Visa® Card


    5. Bank of America Accelerated Rewards™ American Express® Card

  • Earn rewards faster with 1.25 points for every net retail purchase dollar§

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.

  • No annual fee and the flexibility to pay over time

  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§

  • Access to special Cardholder offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.

  • Free 24/7 Concierge Service

  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

    • Click here to apply online today for the Bank of America Accelerated Rewards™ American Express® Card


    6. American DreamCard™ MasterCard®

  • The American DreamCard is the credit card program that can make people rich!

  • Large monthly cash jackpots!

  • Earn entries from everyday shopping!

  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)

  • No Annual Fee†

  • Get 1,000 entries just for applying!

  • More entries mean more chances to win!

  • Entries are good for future drawings and there is no limit to how many times you can win*

  • A New Winner Every Month!

  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™

  • American DreamCard™ holders also have access to MasterCard® Exclusive Online™

    • Click here to apply online today for the American DreamCard


    7. Prepaid Card - Wired Plastic Debit Card with Rewards

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide

  • No Bounced Check, NSF and Overdraft Charges EVER!

  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls

  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone

  • FREE Credit Builder with Overdraft Protection

  • FREE Mobile & Email Alerts

  • FREE Direct Deposit - Eliminate Check Cashing Fees

  • Add Cash Instantly at 100,000 Retail Locations Nationwide

    • Click here to apply online today for the Wired Plastic prepaid card


    8. Discover® Student Card

  • Earn more cash in more ways than anyone elseSM*

  • Unlimited cash rewards, automatically

  • Up to 20% Cashback Bonus® when you shop online*

  • Double rewards with more than 100 Cashback Bonus Partners*

  • Customer Service in less than a minute, anytime you want

    • Click here to apply online today for the Discover® Student Card


    9. Advanta Life-of-Balance Platinum Card

  • 2.99% APR for Life of balances transferred within 3 months*

  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards

  • No Annual Fee and No Limit on Earnings

  • Get employee cards with no fee and set spending limits per user

  • $0 Fraud Liability

  • Personalized card -- your company name on the card, plus your logo.

    • Click here to apply online today for the Advanta Life-of-Balance Platinum Card

    10. SimplyCash® Business Card from American Express

  • Earn 5% cash back on office supplies and wireless services

  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter

  • Earn 1% cash back on virtually all other purchases

  • Cash back is automatically credited to the statement each month

  • 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases

  • No annual fee

    • Click here to apply online today for the SimplyCash® Business Card from American Express

    There you have it, Crediteria’s current list of the top ten credit cards based on rewards, annual fees and APR’s however you do need to take into consideration everybody is at a different point with their credit score and credit needs so use this list of the top 10 credit cards more or less as a general guide. Remember to get a 3-in-1 credit report before haphazardly start applying for credit cards, by doing so you will be entering the market as an informed consumer.

    Posted by Colin at 03:32 PM | Permalink | Comments (0) | TrackBacks (0)

    April 29, 2007

    Apply for a Credit Card - Best Cards Coming

    I have been working diligently to research the best credit cards on the market. I have the results for the card offers that are going to fit your lifestyle and credit history.

    Hours were spent making the site look better, but somehow my technology is failing me here.

    I have the absolute best offers ready to publish yet when I uploaded them to the home page something went wrong. The links didn't want to work.

    Until I get the technology glitch sorted out, please look at the left menu for the best cards by category so you can compare the current offers which are listed in order of best to worst in each category based on several factors depending on the category a credit card is under.

    The first card offer you see in each category is the best predominately based on consumer feedback for that given category.

    The offers are placed automatically in real time for what are the top choices amongst site visitors.

    Hang in there, the best credit card offers will soon be placed on the home page to save you a few clicks from finding the best offer.

    Now, I must run and answer several email about the new addition to Crediteria.com, the identity theft awareness section.

    Wow! I am getting a little overwhelmed trying to keep up with everything you need to know about money, finance and protecting yourself from evil doers out there.

    Having said that, please have a look at the identity theft prevention program that I am reviewing.

    More information to come about credit cards, managing your money and protecting yourself from criminals that are trying to rip you off!

    Not to worry, I am going to make sure you are fully educated and lead you to live a prosperous life

    | | | href="http://www.crediteria.com/CreditChat/2007/04/apply_for_a_credit_card_-_best.htm" rel="tag">money

    Posted by Colin at 12:36 AM | Permalink | Comments (0) | TrackBacks (0)