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August 13, 2008
Top Ten Credit Cards by Crediteria.com
List of the Top Ten Credit Cards
Before you go off applying for the top ten credit cards you really need to know where your credit score stands. If you don’t know your credit score then you need to go order a free credit report right now because if you continually apply for credit cards that you don’t qualify for your FICO score will be impacted lessen your chances of getting a credit card.
Before you start perusing this list of the top ten credit cards go order your 3-in-1 credit report which will show you the information the 3 major credit bureau scores. Not only will you see your credit score, you will also be helping yourself avoid becoming a victim of identity theft.
As I mentioned before you apply for any of the top ten credit cards listed here you must know what the 3 major credit bureaus have on file for you. In case you are not familiar with the bureaus they are:
1. TransUnion
Contact Info for TransUnion:
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
2. Equifax
Contact info for Equifax:
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
3. Experian
Contact info for Experian:
P.O. Box 2002
Allen, TX 75013
1 888 397 3742
If you want to find out more about why ordering your 3-in-1 credit report can help prevent identity theft then you must go read through the information we have provided in our identity theft section. If you see items on your credit bureau reports that are not accurate then you will be able to better protect your self, see the Identity Theft Worksheet we have put together to help you minimize the damage that identity theft can cause.
Now back let’s get to the top ten credit cards on the market today:
1. The Chase Platinum Visa® Card
0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No Annual Fee
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Click here to apply online today for the Chase Platinum Visa® Card
2. Chase Freedom(SM) Credit Card
Receive $50 after you make your first purchase
3% Cash Back in your top 3 everyday spending categories
1% cash back for every $1 you spend on all other purchases
Receive an extra $50 each time you save and redeem $200 in rewards
Click here to apply online today for the Chase Freedom(SM) Credit Card
3. Chase Free Cash Rewards(SM) Visa® Card
1 point for every eligible dollar in purchases
1,000 Bonus Points after your first purchase
Intro 0% Fixed APR for up to 12 months*
No Annual Fee
Get your rewards with as few as 2,500 points
Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
Click here to apply online today for the Chase Free Cash Rewards(SM) Visa® Card
4. Bank of America® Platinum Plus® Visa® Card
0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
No annual fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®
Card issued by FIA Card Services, N.A.
Click here to apply online today for the Bank of America® Platinum Plus® Visa® Card
5. Bank of America Accelerated Rewards™ American Express® Card
Earn rewards faster with 1.25 points for every net retail purchase dollar§
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
No annual fee and the flexibility to pay over time
Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
Access to special Cardholder offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
Free 24/7 Concierge Service
Access to more than 2,200 American Express Travel Services locations worldwide to help you.
Click here to apply online today for the Bank of America Accelerated Rewards™ American Express® Card
6. American DreamCard™ MasterCard®
The American DreamCard is the credit card program that can make people rich!
Large monthly cash jackpots!
Earn entries from everyday shopping!
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
No Annual Fee†
Get 1,000 entries just for applying!
More entries mean more chances to win!
Entries are good for future drawings and there is no limit to how many times you can win*
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
American DreamCard™ holders also have access to MasterCard® Exclusive Online™
Click here to apply online today for the American DreamCard
7. Prepaid Card - Wired Plastic Debit Card with Rewards
New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Click here to apply online today for the Wired Plastic prepaid card
8. Discover® Student Card
Earn more cash in more ways than anyone elseSM*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
Click here to apply online today for the Discover® Student Card
9. Advanta Life-of-Balance Platinum Card
2.99% APR for Life of balances transferred within 3 months*
Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
No Annual Fee and No Limit on Earnings
Get employee cards with no fee and set spending limits per user
$0 Fraud Liability
Personalized card -- your company name on the card, plus your logo.
Click here to apply online today for the Advanta Life-of-Balance Platinum Card
10. SimplyCash® Business Card from American Express
Earn 5% cash back on office supplies and wireless services
Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
Earn 1% cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
No annual fee
Click here to apply online today for the SimplyCash® Business Card from American Express
There you have it, Crediteria’s current list of the top ten credit cards based on rewards, annual fees and APR’s however you do need to take into consideration everybody is at a different point with their credit score and credit needs so use this list of the top 10 credit cards more or less as a general guide. Remember to get a 3-in-1 credit report before haphazardly start applying for credit cards, by doing so you will be entering the market as an informed consumer.
Posted by Colin on August 13, 2008 03:32 PM | Permalink |
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