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August 12, 2008

Best Cash Back Credit Card Offers

Been looking for the best deals on cash back credit card offers?

The folks here at Creditieria.com have been busy digging up the truth on which offers are truly the best cash back deals on the market today. Please read on to get the latest deals to save you the most to put more cash back in your wallet.

Before I dive into the best cash back credit cards, there are a few things for you to consider beyond just getting a cash back card.

You will also want to consider issues such as:

A card offer that leaves rates unchanged
Consider a card that also has a 0% Intro Rate; some card offers have 0% for 12mos.


The Federal Reserve has put forth new regulations that force the credit card company to make it very clear as to the exact date intro rates expire as well as what exactly the ongoing interest rates are. Ideally you want a card offer where rates stay put for a long period of time ongoing after the intro rate expires.


The exact number of men and women who are seeking to get the best cash back rewards is unknown but during my interviews with financial planner, they report that most of their clients are in the dark when it comes to leveraging credit card reward savings largely due to being too busy in day-to-day life to be bothered to look at their real costs of being a cardholder.


Some financial planners recommend leading a cash-only lifestyle today which seems as though it’s a wise idea but if you only use cash then you are missing out on cash back offers that can help you get ahead. I know, responsible use of credit cards seems as foreign as little green men from mars but with a little discipline, you can take the cash only lifestyle and draw the cash from your bank account to apply to your credit card which seems like a smarter idea to me since you can then take advantage of cash back credit card deals. It’s hard to understand why for a lot of people because of the bad rap credit card offers have received due to people mismanaging their credit card use but again with a little self-control you can take advantage of some of the best cash earnings through credit card rewards.

Many financial experts suggest that the problem is widespread, the problem being that most people simply don’t have the time to take advantage of some key benefits offered by credit card issuers.

Since credit cards are part of your everyday lives, after who can live without credit cards these days… Some people do but….


The rest of this entry lists the best cash back credit card offers on the market today

Best 0% for 12 mo. Card Offer

Getting cash back is one of the best rewards offered by card companies however you can get added cash savings by applying for a card that has a 0% intro APR. The best card offer on the market that gives you cash bonuses and an interest free introductory period is the Blue Cash from American Express. The only downside to this American Express offer is it requires you to have excellent credit.

Blue Cash from American Express

  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval. Get a decision in less than 60 seconds.


    • Get More Info and Apply Online Now for the Blue from American Express


    Frequent Flier Credit Card Offers with Cash Back

    Get in the air faster by earning money on your travel and everyday expenses.

    Chase TravelPlus Visa® Card

    The best frequent flier credit card is the Chase TravelPlus Visa® Card because it gives you the following benefits

  • Earn 2 miles per $1 on travel purchases

  • Earn 1 mile per $1 on all other purchases

  • Annual rewards fee of $29

  • Redeem for airline tickets, cash, gift cards and more!

  • Intro 0% Fixed APR for up to 12 months

    • Read More About & Apply Now for the Chase TravelPlus Visa


    5% Cash Back Card Offers

    Once again, the Blue Cash from American Express shows up in another best of category. Blue Cash gives you a 0% for month interest free period and it also gives you 5% cash back making Blue Cash an excellent card to apply for. Remember it requires excellent credit to qualify.

    Get More Info and Apply Online Now for the Blue from American Express

    The next best card offer with 5% cash back is Discover Open Road card.

    Key Features of the Discover® Open Road(SM) Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


    • No Annual Fee with Cash Back Card Offers

    There are tons of ways to save money on the cost of your credit card. I have discussed cash back rewards and savings with 0% introductory offers. Another thing you need to take into account when applying for a credit card is the annual fee. Each of the above card offers have no annual fee but there is another offer you must consider when you apply for a credit card, that offer is the Chase Freedom(SM) Credit Card.

    Key Features of the Chase Freedom(SM) Credit Card


  • Receive $50 after you make your first purchase

  • 3% Cash Back in your top 3 everyday spending categories

  • 1% cash back for every $1 you spend on all other purchases

  • Receive an extra $50 each time you save and redeem $200 in rewards

    • For more information about the Chase Freedom credit card

    Posted by Colin on August 12, 2008 07:56 PM | Permalink | DIGG THIS STORY

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