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August 23, 2008

0 APR Credit Card Offers get you out of Debt

No Interest Credit Cards and Your Credit Card Debt....

You are a very smart person because you are ready to take control of putting cash back in your wallet. One of the most expensive debts to hold is that which is on your credit card and I say you are smart because you realize that and you have the wisdom to apply for a no interest credit card.

Beyond saving money on interest there are some other issues to consider to maximize your savings.

The Top 5 Considerations for No Interest Credit Cards:

1. How long the no interest intro APR (Annual Percentage Rate) intro period applies.
2. What the terms and conditions are for your introductory period
3. Does the no interest period apply to balance transfers?
4. Does the interest free period apply to new purchases?
5. Are there added rewards that say you can redeem for gift cards?


Issuers Offering a No Interest Introductory Period

Before you apply for a card to take advantage of no interest card offers you need to apply for the right offer. Because everybody has a different credit rating and everybody is at a different point in life, credit cards are categorized and then sub-categorized from there so here are top no interest credit card offers by main category

Best No Interest Student Credit Card

Capital One® Standard Platinum for Students



  • If you have a limited credit history and are starting to establish a credit foundation, this card can grow while providing great benefits

  • 0% APR on purchases until December 2008. After that, variable APR, currently 19.55%

  • No annual fee or balance transfer fees

  • A manageable credit line to help control your finances

  • $0 fraud liability if your card gets lost or stolen

  • Online account services


    • Best Bank of America Offer

    Bank of America® Platinum Plus® Visa® Card


  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles

  • No annual fee

  • Credit lines as high as $25,000

  • Online Banking Service

  • Total Security Protection®

  • Card issued by FIA Card Services, N.A.

    • Best Capital One No Interest Offer

    Capital One® Platinum

    Best American Express Card with 0% APR Intro Offer

    Blue from American Express


  • 0% APR on purchases for up to 15 months

  • No Annual Fee

  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.

  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.

  • Membership Rewards Express® program

  • Express Approval. Get a decision in less than 60 seconds.


    • Discover Card


    The Discover credit card offer, Discover® Open Road(SM) Card has been chosen best in class for people with good credit

    Discover® Open Road(SM) Card - Apply Now

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

  • Save at the pump and everywhere else.*

  • 5% Cashback Bonus® on gas and auto maintenance purchases

  • 5% to 20% Cashback Bonus at top online retailers*

  • Up to 1% Cashback Bonus on all other purchases

  • Unlimited cash rewards

  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

    • Best Card for People with Bad Credit


    HSBC Bank - Orchard Bank Classic MasterCards

    Introductory Rates and Periods
    Introductory Rate Purchases : 0%
    Introductory Period Purchases : 6 months
    Introductory Rate Balance Transfers : 0%
    Introductory Period Balance Transfers : 6 months

    Interest Rates
    Purchases : 7.90% - 15.99%
    Balance Transfer :7.90% - 15.99%
    Cash Advances : *
    Penalty : *
    Fees
    Annual Fee : $0 - $79
    Late Fee :$30-$35*
    Cash Advance Fee : $5 or 5%*
    Balance Transfer Fee : 5%* ($10 min.)
    FCE Fee : 3%*


    Best No Interest Business Credit Card Application

    Capital One® Business Platinum with No Hassle Miles(SM)

  • Earn miles and get a low introductory purchase rate, too.

  • 0% APR on purchases until October 2009

  • 0% APR on transferred balances until October 2009

  • 1 mile per dollar spent on purchases

  • Redeem miles for cash back, gift cards, flights and more

  • No Annual Fee

  • Free employee cards with individual spending limits you set


    • Best Cash Back Card with No Interest

    The best cashback bonus is always getting paid the first time you use your credit card.


    The Chase Freedom Card gives you that, $50 cash back on your first purchase now that is a great deal! A credit card that instantly pays you when you use your card, you know you have to take advantage of that, apply today (click here for online application).


  • Receive $50 after you make your first purchase

  • 3% Cash Back in your top 3 everyday spending categories

  • 1% cash back for every $1 you spend on all other purchases

  • Receive an extra $50 each time you save and redeem $200 in rewards

    • If the suggested no interest card offers listed here don't fit your current credit situation or if you want to view other cashback reward, travel, or even gift card offers then visit our comprehensive low rate credit card application section of the site (click here).

    Posted by Colin on August 23, 2008 03:56 PM | Permalink | DIGG THIS STORY

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