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February 28, 2008
Capital One Platinum Prestige Card Review
The Capital One Platinum Prestige Card is the perfect credit card for those of you that want a low interest credit card and have on occasion gone over your credit limit. The Platinum Prestige Card from Capital One will not levy over-limit fees on you if you go over your available credit limit. Because I travel quite frequently and have to tend to my business there are times that my balance goes over the limit and it’s awesome to see there is a credit card available for people like me. It always frustrates me to see the fees that get charged simply because I don’t have the time when traveling to make sure my credit card bill is below the limit.
The Platinum Prestige Card also stands out from the crowd because there are no balance transfer fees no is there a balance transfer fee. That is a lot of non-charges that other credit card companies typically take from you, not the case with Capital One.
Beyond saving you money on credit card fees, you also get shopping savings at the Capital One Saving Zone on Yahoo Shopping plus you get travel insurance and roadside assistance with your Capital One Prestige Card.
Capital One gives you low interest, incredibly low interest and no fees along with excellent rewards. If you are thinking about a Capital One card then you are well served by the Platinum Prestige Card.
Posted by Colin at 02:32 PM | Permalink | Comments (0) | TrackBacks (0)February 22, 2008
The Tax Man Cometh
The Tax Man Cometh - Are You Prepared to Maximize Your Tax Refunds?
Oh crap, did you hear that? That ominous knock on the door…
Or was that the ominous sound of the IRS ringing your phone, you know the sound, the ringer on your phone definitely has a different sound when you know you owe on your taxes.
But wait!
Could it be? Could you be missing out on tax refunds while not realizing it? And yet that tax man is still hounding you for more of your hard earned money!
Yeah, the tax collectors know the tax laws inside out and they know the majority of people do not so they continue to call and harass you to squeeze every dime they can straight out of you bank account.
It’s time that you wake up and realize that you do not have to continue to pay exorbitant taxes. There is something you can do to instantly get much higher tax returns.
I have uncovered a system that a tax attorney has put together that can save you thousands of dollar in tax relief and it is completely legal.
You have to understand that in order to gain these tax refunds that are readily available you must be an action taker. There is a system that the One Minute Tax Coach system reveals to save you money but you must be willing to invest a small price to get this system, if you don’t get the system then you are doomed to pay taxes that you don’t have to pay.
The One Minute Tax Coach system has been put together by wealth preservation tax attorney, Michael Potter, a tax lawyer that is an expert in tax breaks that anybody can take advantage of.
Order the One Minute Tax Coach now, follow Michael’s advice and the product can pay for itself many times over. Check out the One Minute Tax Coach here
February 19, 2008
Tax Refunds You Are Missing
Millions of people across the country are missing out on tax refunds simply because they are content to drudge through their day at work and simply accept that taxes are part of everyday life.
While it’s true that the tax man will always be collecting a portion of your earnings there are legitimate ways to reduce the amount you pay in tax every year. You could literally get thousands of dollars back in your bank account by leveraging tax refund opportunities that are in place.
Yes, you can legally increase your tax refunds if you take action and want to create a better life for yourself. No, you can’t avoid paying taxes all together but you can get huge savings.
The opportunity to save on taxes is there for everybody. The government has set up tax savings for individuals that behave in a certain way. The tax laws have been written to reward people with an entrepreneurial spirit.
If you start a home based business the government has created many ways for you to increase your tax refunds by offering you deductions that average people can’t take advantage of.
You see we are moving from a society of employees to a society of entrepreneurs, yours truly is one of those entrepreneurs. By operating my home based business I am able to take advantage of business deductions such as travel, home expenses such as renovations for my home office, computers, software and business dinner meetings. Essentially what you can do by operating a home based business is take advantage of the tax laws that reward entrepreneurs and get a lot more money back on your tax refund.
My good friend Michael Potter is a wealth preservation attorney and he has created a system that will get you maximum tax refunds and set you on a path to wealth and financial independence
What you pay for Michael One Minute Tax Coach system will more than pay for itself. I encourage you to visit Michael’s site right now and get tax savings you deserve.
Once you get the foundation of your home based business set-up you can begin to save money on your taxes but then you can take it to the next level and actually start earning money from home using the internet. That's what I have been doing for 7 years now and the lifestyle is absolutely fabulous.
I have created a free report on using social media to drive traffic and earn money online. Get my report now and learn how to use blogs for marketing products online.
Posted by Colin at 10:32 AM | Permalink | Comments (0) | TrackBacks (0)February 18, 2008
TurboTax Review
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Order TurboTax Online
Turbo Tax is one of the premier tax preparation software packages on the market today.
First of all using software such as TurboTax ensures that you don’t make mistakes when filing your income tax and what’s more important is the software will automatically search for 350 tax deductions. The software will pay for it self with the tax refund you get.
The average federal tax refund that Turbo Tax customers received last year was 2,257.
Another incredible feature that you get with TurboTax is the Audit Support Center. The audit support center shows you exactly what you need to do if the IRS contacts you.
TurboTax not only helps you reduce your chance of an audit, we also give you clear guidelines with illustrations on what to do if you are contacted by the IRS.
Being contacted by the IRS can be confusing and stressful, but it doesn't have to be. That's why we've created the TurboTax Audit Support Center, included for FREE with TurboTax Deluxe, Premier, and Home & Business.
Less than 1% of all personal tax returns were audited, so it is unlikely, but if you are contacted by the IRS, we'll help you to:
1. Find out why the IRS contacted you
2. Determine what it means
3. Prepare your next steps
With downloadable step-by-step guidance, including what different types of IRS letters may mean, you'll know exactly where you stand and what to do next.
Remember, TurboTax guarantees 100% accurate calculations. If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we'll pay you the penalty and interest.
Posted by Colin at 04:25 PM | Permalink | Comments (0) | TrackBacks (0)February 15, 2008
Capital One No Hassle Miles Rewards For Dining & Travel
The Capital One® No Hassle MilesSM Rewards For Dining & Travel is an excellent credit card offer for people that enjoy dining out and travel.
Get More Info Here
Apply Online
The No Hassle Miles Rewards for Dining and Travel gives you maximum rewards for your restaurant card purchases.
To qualify for this offer you will need to have excellent credit however so if you don't have excellent credit right now consider applying for a credit card for people with bad credit first and then reap the rewards of a Capital One offer once you have gained ground on your credit rating.
Here are the rewards you get with this credit card offer:
The rewards listed above are excellent and Capital One gives you even more perks with the No Hassle Miles Rewards For Dining & Travel including
If you have been thinking a Capital One credit card is for you, I can tell you that it is a great offer with some of the best travel and dining rewards in the industry and what makes this rewards card stand out above the competition is having ZERO annual fee.
It is a very rare occurence to have a rewards card offer that doesn't have an annual fee attached to it. Quite often the annual fee offsets the rewards earned and that is not the case with this Capital One card offer.
See the link above to apply online today.
Posted by Colin at 06:18 AM | Permalink | Comments (0) | TrackBacks (0)February 14, 2008
Capital One No Hassle Cash Rewards
Let's take a look at the Capital One® No Hassle Cash Rewards credit card. Capital One credit cards are now offered through Crediteria.
Here are the features of the No Hassle Cash Rewards card:
You get a 25% annual bonus on the cash you earn. What that means is you are earning bonus rewards cash on your rewards.
1% cash back on every purchase
Get interest free APR through to June 2008 and a low ongoing rate after that.
There are no limits on how much cash back rewards you get
Your rewards cash will not expire and you can redeem your rewards whenever you want.
Capital One No Hassle Cash Rewards also has one of the lowest annual fees in the business plus if you transfer your balance there are no transfers fees.
You also get extended warranties on purchase you make with yoru Capital One credit card and you get travel accident insurance and roadside assistance.
You also get upto 40% savings at the Capital One® Savings ZoneSM on Yahoo! shopping!
February 04, 2008
Continental Finance Best for Bad Credit
The most frequently asked question we have been receiving from our visitors lately has been:
What is the best credit card for people with bad or no credit?
Now, asking what is the best card for bad or no credit is quite a subjective question because everybody has their own unique financial background and spending habits.
First of all, the catch all answer to the question is:
The Continental Finance credit card is a really great card for the majority of those with bad or no credit because it’s an unsecured credit card and that means that it works just like a regular credit card. You get an unsecured line of credit and your activity using the card gets reported to the credit bureaus which means it will help you build or restores your credit history.
Having access to the Continental Finance card gives you the freedom that a regular credit card does by not requiring a security deposit. Most cards for those with bad credit require you to make a security deposit matching the amount of available credit you have. That means you are tying your money in a security deposit account and you do not have access to the money in the security account.
Another point that makes us say the Continental Finance credit card is best for people with bad credit because the interest rates are much lower than their competitors thus saving you money.
Because Continental Finance provides you with the opportunity to have an unsecured MasterCard and the interest rate is lower than other credit cards for people with bad or no credit is why we say this is the best card for you.
Here is more information about the Continental Finance credit card so you can see just how low the rates are on this offer. We suggest you apply today in case this offer is pulled from the market.
February 02, 2008
Freeze Identity Thieves in Their Tracks
I have mentioned to you several times already that identity theft is one of the fastest growing crimes in the country and you must at all times remain vigilant over your personal information.
I have been recommending using LifeLock to give you piece of mind however if you don’t want to pay the very small fee LifeLock charges to protect your good name then you must get busy and start implementing your self-directed identity theft protection.
Here is one way to protect your identity:
To begin, you must know that the 3 major credit bureaus all have all your personal financial information so you should consider putting a freeze on credit reports as a precaution to ensure that people that should not be viewing your credit history and information are not able to get information about your bank accounts, loans, leases and other sensitive financial information.
Your credit reports contain enough information that an identity thief could get enough information about you to steal your identity and ruin your life
Identity thieves who get enough personally identifying information about you such as when you were born, your address or your SSN can take that information and apply for lines of credit in your name.
By placing a freeze on your credit reports it will avert any attempts for identity thieves to gain access to your credit information and should the would-be thief get enough information about you, when they try to apply for a credit card or loan their efforts will be in vain because the lending company will not grant the line of credit if they can’t view the credit file at the bureaus. In order to grant access to anybody that wants to run a credit check on you would need your permission first.
To place a freeze on your credit reports send each of the major credit bureaus a letter indicating that you would like to have your credit reports frozen. Here are the addresses of the credit bureaus.
Equifax Security Freeze
P.O. Box 105788
Atlanta, Ga. 30348
• Send request by certified mail.
• Include full name, current and previous addresses for past two years, proof of current address (such as a utility bill), Social Security number and date of birth.
Experian
P.O. Box 9554
Allen, Texas 75013
• Send request by certified or overnight mail.
• Include full name with middle initial
• Include current address and previous addresses for past two years, Social Security number, birth date and two proofs of residence (government-issued ID such as a driver's license and a recent utility bill, insurance statement or bank statement).
TransUnion
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, Calif. 92834
• Send request by certified or overnight mail.
• Include full name with middle initial and Jr./Sr., etc.
• Include current address and previous addresses for past two years, Social Security number and birth date.
For non-victims, there is typically a fee of $5 to $20 to enact a freeze, as well as a fee to temporarily lift or permanently remove it. The best way to find the information for your state is to go to the Consumers Union Website .
I think you will find this task to be a bit overwhelming and isn’t necessarily fool proof so do take further action and sign-up for the identity theft prevention that LifeLock offers. It doesn’t cost much and will virtually eliminate the threat.
February 01, 2008
Secured Credit Card Offer
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The Bank of America secured credit card can help you build your credit score. It is important to build a good credit rating because the better your credit then better interest rates you will get in the future on regular credit cards and loans.
Here is how the Bank of America secured credit card works.
1. You deposit from $300 to $10,000 into an account with Bank of America to secure the balance on the credit card in the event that you should fail to make your payments. The amount you place in the security account is the amount of credit you will have available on your credit card.
2. After you have deposited cash into the security deposit account you can then use your card up to the limit of your security deposit.
3. You make at least the minimum payment on your card each month by the due date. You must note however that the security deposit does not get applied to the balance owing on your card. Remember the security deposit is only for cases where people fail to pay. If this happens the security deposit is used to pay off the credit card, your account would be closed and you would be left with a blemish on your credit report.
If you continually make your payments and make them on time your credit score will rise and will put you in a position where you could qualify for a regular credit card. So, make sure you treat your Bank of America Secured credit card with respect, make your payments on time and every time.
After as little as 6 months you could have good credit and qualify for a Bank of America credit card with rewards or other perks but for now use your secured card as a tool to build your credit.
Beyond building your credit, the Bank of America secured credit card does offer some rewards for being a cardholder such as
• Travel and emergency assistance
• Automatic auto rental insurance
• Purchase Replacement
• Purchase Guard
• Convenience checks at no extra charge