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January 18, 2008
Discover Credit Card Offers Reviewed by Crediteria.com
For those who don’t know it yet, Crediteria.com is the premier resource for unbiased credit card reviews.
Today, we are reviewing credit card offers from Discover.
The first Discover credit card that the editorial staff has unanimously chosen as the best consumer Discover Card is the Open Road card.
Discover Open Road
The first thing that stands out with Open Road from Discover is an interest free introductory period of 6 months. The interest free period currently is on purchases you make on the card. If you think you will carry a balance on your card over the next six months, you can take advantage of the interest savings.
The next key feature with the Open Road Card from Discover is the higher than normal earnings you get from the rewards program. Most credit card companies offer rewards of typically between one and three percent. There are very few cards that offer rewards as high as the Discover Open Road Card does. Some credit card companies will put restrictions on how many points you can earn. Discover Open Road Card allows you to earn unlimited cash rewards on all your purchases and they never expire. As long as you don’t miss two consecutive payments your points earned can be used as long as your account is active. If you miss 2 consecutive payments you points will be forfeited though so make sure you pay your Discover Card on time.
If you want a card that offers maximum rewards at various big name retailers and restaurants then Discover Open Road is a excellent credit card to apply for.
Miles by Discover Card
The next Discover Card for general consumers that wins points with the editorial staff at Crediteria is the Miles by Discover card. The Miles Card is another rewards from Discover that focuses on travel rewards.
Here are the key features of the Miles Card:
No restrictions on travel:
You can use your travel points with any airline or travel agency and there are no blackout dates or advanced bookings required. You get to use the points you earned when and how you want.
Double Miles:
You will earn double the mileage points on the first $3000 in travel and restaurant purchases you make each year and then you get 1 mile for every dollar you spend. Plus you can redeem credit to your account after only 5000 miles or redeem gift cards and Discover’s partner retailers after only 1000 miles. And you also get 12000 bonus miles when you apply now.
The Discover Miles Card, like the Open Road Card, has no expiration on points earned so long as your account remains active and you have not been late on 2 consecutive payments. Many of their competitors will have expiration on points earned if they are not used within a certain time period.
These are the top 2 card offers from Discover according to the editorial staff at Crediteria however there are more great offers by Discover for students and small business owners.
We will continue to monitor credit card offers to get you the absolutely best credit card for your current financial situation.
To apply for a Discover Card click here – Get current card rewards and information.
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