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January 15, 2008
Best Credit Card Advice for 2008
You are now a couple weeks into 2008 and have likely blown your New Years resolution to get out of credit card debt already.
Don't despair!
If you feel you have blown it only 2 weeks into the new year, there is still plenty of time to get on track and straighten out your finances. Recently the site has been updated with the best credit card offers by type.
While credit cards might have been the cause of your problems, it could be that you have the wrong type of credit card for your personality.
An example might be that you applied for a low introductory rate credit card 2 or 3 years ago and now have a high interest rate that's costing you a fortune. It might be time to consider applying for a balance transfer to a card that offers 0% APR for 6 to 12 months to help ease the burden of credit card debt.
Maybe you are the type of person that always overspends on a credit card. If that sounds like you then consider applying for a prepaid credit card and leave your rotating debt credit card at home when you go out. If you discipline yourself to do that then you can only spend the amount you have pre-paid on the card thus avoiding further debt.
I know it can be difficult at first to establish good credit card spending habits but in the long run it's worth it. So take a moment to review your current situation and then apply for a credit card that suits your personality and lifestyle.
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