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September 28, 2007
Capital One Reviews to be Updated
Hey folks,
I wanted to let you know that we are committed to providing up to date reviews of credit card offers and realize that it has been quite some time since we updated the Capital One credit cards. Please accept our humblest apologies for that!
We will be taking a look at the card offers from Capital One and posting our reviews over the next few days.
Here are the cards we will be reviewing:
Personal Cards for Excellent Credit
If you have Excellent or Above Average credit, all of these statements are true for you:
I have had a loan or credit card for 3 years or more
I have had a credit card with a limit above $5,000
I have not been more than 60 days late on any credit card, medical bill, or loan payment in the last year.
The Card Offers:
1. Capital One No Hassle Miles Rewards
2. Capital One No Hassle Miles Ultra—For Professionals
3. Capital One No Hassle Cash Rewards
4. Capital One No Hassle Points Rewards
5. Capital One Platinum Plus
Capital One Cards for Not Quite Perfect Credit
Credit That Needs Some Improvement
All these statements are true for you:
I currently have or have had a U.S. loan or credit card
My credit limit on a current credit card, if any, is less than $5,000
I may have been late on more than one credit card, medical bill, or loan payment in the last six months
The Card Offers:
1. Capital One No Hassle Standard CashSM Rewards
2. Capital One No Hassle PointsSM Rewards
3. Capital One Standard Platinum
4. Capital One Platinum
5. Capital One Classic Platinum
Cards for Little or No Credit History
Here are the requirements to qualify for the following Capital One credit cards:
At a minimum all of these statements are true for you.
Please note these are minimum requirements and meeting these criteria does not guarantee approval.
I have had my own credit card for less than three years or never had one
I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else's credit card
I have a valid credit score that can be found at one of the major credit reporting companies
The major credit reporting companies are TransUnion (www.transunion.com), Experian (www.experian.com) and Equifax (www.equifax.com). Please visit these sites for more information.
The Card Offers:
1. Capital One No Hassle Standard CashSM Rewards
2. Capital One No Hassle PointsSM Rewards
3. Capital One Standard Platinum
4. Capital One Platinum
5. Capital One Classic Platinum
We will also review the business offers from Capital One however we are going to start with the consumers offers.
If you are a business owner that would like a review of one of the Capital One cards for business please leave a comment here and our moderators will take your request.
Posted by Colin at 04:02 PM | Permalink | Comments (0) | TrackBacks (0)September 27, 2007
RevolutionCard Online Payment Revolution On
Steve Case, co-founder of AOL, has dropped hints that Revolution LLC, his new business venture could be providing cheaper online money transactions for both consumers and business owners.
This is great news considering the current high cost of transferring money online right now. For me personally, services such as PayPal are fabulous because I can instantly receive money however the costs to receive payments are very high.
The RevolutionCard is set to transform the foundation of how online payment processing is done.
Revolutionizing Consumer Safety
The RevolutionCard will protect consumers from identity fraud because it is PIN (Personal Identification Number) based, which means if your card is lost or stolen your personal information is secure because your PIN must be keyed in to use the card.
Another key feature to protecting your identity is there are no account numbers nor does your name appear on the card so there is no possible way for a would-be identity thief to get your personally identifying information from the card
Business Owners Increase Margins
The Revolution MoneyExchange service will cut merchant payment processing costs by as much as 75% giving businesses greater profit margins.
While money savings is a key feature to accepting payments, the Revolution Card will give you more options to accept payments including from mobile devices such as cell phones. Plugins to instant messenger services such as AIM will also allow for money transfers from your friends list.
Revolution MoneyExchange will also allow for greater flexibility by enhancing your loyalty rewards programs and allow you to launch co-marketing campaigns with greater ease.
Now, I must go apply for this program to get my online processing costs down. Currently I am paying as much as 8.9% transaction fees with my payment processor.
September 06, 2007
Sub-Prime Credit Cards Still Issued
With the sub-prime mortgage crisis in full swing, banks are truly on the attack to get every last nickel from those in immense emotional anguish.
According to Mintel International Group, a consumer research firm, direct mail card offers are being aggressively sent to sub-prime consumers. A spike of 41% in fact in direct mailings to get the sub-prime market signed on for credit card offers.
While this might not make sense to most people when there is a major mortgage crisis with sub-prime mortgage holders I am going to explain what’s happening.
If somebody with less than perfect credit where to apply for a mortgage they would almost certainly be rejected because banks are not inclined to lend to this market because of the high risk and falling housing prices. In June of this year one in five sub-prime mortgages were 60 in arrears and 1 in were in foreclosure.
It is frightening statistics such as mentioned above that create a fear within the banks of lending to those with a poor credit history.
However, banks are still very interested in making money from the sub-prime market so they are extending credit card offers to those who are desperate for credit. It’s the only form of credit being issued right now to people with poor credit.
It’s sad to see that the banks are not working to individually resolve some of the mortgage woes and that they are aggressively hammering out credit card offers but I guess that’s just the way business works!
A word of advice to you if you are one of those people with bad credit, if you looking to apply for credit cards please use your card with the greatest respect. A credit card is a fantastic tool for repairing your credit score however you must use common sense when making purchases and learn from those who are suffering in a state of bankruptcy right now.
Use your credit card to restore your credit because if it’s not used with wisdom your credit will erode even further.
Remember the best credit card deals are had by those with excellent credit and I challenge you to get yourself to that wonderful place!
September 05, 2007
Wawa Credit Card with Gas Rebates
Here is a Chase credit card that is going to save you piles of cash when you buy gas or products from Wawa. The Wawa credit card with gas rebates from
Chase offers some really amazing savings.
Here is a run down of the savings you will get:
If those rewards aren't enough Chase also gives you up to 6 months interest free (0% APR) on balance transfers.
With the high price of gasoline it only makes sense to find ways to save on your fuel purchases. If you live near a Wawa gas station then I
suggest you apply for the Wawa Visa card and start
banking extra money with the rewards savings you get with this credit card offer from Chase.
Gas costs too much, start saving cash at the pump today.
Rewards are also earned on all purchases made on your credit card of food and merchandise at Wawa stores.
You deserve to be rewarded on your purchases after working hard for your money. If you are a customer of Wawa then you must apply for this credit card
and start earning the rewards you deserve.
Chase Business Card with Travel Rewards
Get your personal life in the air with a Chase credit card for business travel is your passion and if you spend money on your business then treat yourself to free travel with the following Chase business credit cards.
Hint: Always use business travel points for personal travel to truly reap the rewards of business credit card spending. Remember that business travel serves as a write-off and personal travel does not so reward your personal life with your business spending.
Continental Airlines Business MasterCard
The Continental Airlines Business MasterCard from Chase gets you flying for free fast!
Check out some incredible points offered with this Chase card
Plus you get purchase insurance and many other great perks with the Chase Continental Airlines MasterCard for business.
Start earning travel rewards points with Chase Apply Now for Continental Airlines Business
United Mileage Plus Platinum Business Card
If you fly on United Airlines and want to earn phenomenal travel rewards on your business spending then you must apply for the United Mileage Plus Platinum Card from Chase. You will get 17500 points free when you make your first purchase with this Chase business credit card.
Here are some other rewards you earn towards flights with United
You work hard at your business so reward yourself. The free class flight upgrade after only one purchase on your Chase business card is definitely worth it!
Start rewarding your business efforts and get points towards travel right now, one purchase is all it takes and you will be flying first class on your next trip!
There’s no better way to fly than first class so click here to apply now for the United Mileage Plus Platinum Business Card
Crediteria.com is proud to provide real reviews of credit cards. We are a credit card broker site and get paid no matter what credit card we match you with. Our expert staff have reviewed hundreds of card offers including Chase credit cards, when we find cards that suck we say so and we can tell you that Chase doesn’t suck. In fact Chase is one of the card issuers that really care about their customers. Heck, we got the freedom to say what cards suck.
Chase cards will give you some of the best rewards for business and personal. More reviews to come soon.
Crediteria.com – Where cards are reviewed an re-reviewed to keep you updated on the latest developments in the credit card industry.
You will get the best credit card deals by visiting Crediteria.com – No games, no fancy stuff just real credit card reviews.
Get your personal life in the air with a Chase credit card for business travel is your passion and if you spend money on your business then treat yourself to free travel with the following Chase business credit cards.
Posted by Colin at 02:47 AM | Permalink | Comments (0) | TrackBacks (0)September 04, 2007
Chase Credit Cards for Business Reviews
List of Chase Credit Cards for Business
Here is a break down of the best credit card offers for businesses from Chase. The reviews here are short and concise however will be reviewed in depth very soon. Due to the demand of requests Crediteria.com has been receiving to write reviews of Chase credit cards we have compiled a basic break down of the features of their cards by credit category.
Business Credit Cards from Chase
I run my own business too and can tell you when I was deciding on a business credit card I simply did not have the time to
check into every card offer that was available. I had to get to business!
You are busy and selecting a credit card is the last thing you need to be thinking about so I have listed the best Chase credit cards for business here with a brief run
down of features and rewards to save you time so you can get back to your many revenue producing tasks that you must perform to ensure success in business.
Chase Business Cash Rewards Card
Why get the Chase Cash Rewards for your business?
1. Get up to 5% cash back on all your business credit card purchases
2. 0% Introductory APR
3. Get cards for your employees to use
4. No Annual fee
That's an easy decision - Receive cash back on your business purchases, that just makes financial sense and getting a credit card for business
without an annual charge makes this a no brainer. Chase gets business and they want your business credit card spending to be with their card offer.
If cash savings is the only concern for your business, click here to apply for the Chase Business Cash Rewards Card and get cash back on all your business credit card spending now.
Chase Platinum Business Card
Do you spend a lot on computers (or plan to) in your business?
Every business owner is going to need new computers to run and manage business tasks and expenses so why not get a business card that's going to reward you for your investment in your business operations.
Do you carry a balance on existing business credit cards?
If you currently carry a balance on another business credit card then take advantage of up to 12 months at 0% APR. The interest savings can be re-invested into growing your business.
Does your business take you on the road frequently?
Get incredible cash back savings with the Chase Platinum Business credit card on your business spending for computers and office supplies.
Chase Platinum Business Card - Click here to Apply Now
GM Business Card
How much business spending do you do?
If you plan to purchase or lease a GM vehicle anytime soon you must get the GM Business Card from Chase. Start using your business meals and travel, gas purchases and all other business spending to earn you cash towards the purchase of a new GM car, truck or mini-van!
Start earning 3% on the purchase of gas, office supplies and car parts and servicing with the GM Card for business. You deserve to earn extra from your business spending.
GM Business Card from Chase - Click here to Apply Online
Chase Business Rebate Visa Card
Get up to 5% cash back with the Chase Business Rebate Visa credit card and up to 6 months 0% APR.
Another advantage is no annual fee.
If you carry a large balance on an existing credit card you might want to consider applying for the Chase Platinum Business Card because of the longer interest free period offered.
The rewards are not as high with the Chase Platinum for Business as for the Chase Business Rebate Visa Card but the reward is the longer savings on interest charges.
If you have a small balance on an existing card then get this offer otherwise you are better off to enjoy the longer term savings in interest of the Chase Platinum.
Chase Business Rebate Visa Card - Click Here to Apply Now
Amazon.com Business Visa Card
Are you a frequent Amazon shopper?
If you are then the Amazon Business Visa Card from Chase is perfect for you. Get 1500 bonus points after you make your first purchase and get 6 month interest free on purchases and balance transfers.
After only 2500 points you can redeem your rewards for an Amazon.com gift card.
Apply Online for the Amazon.com Business Visa Card
Posted by Colin at 10:47 AM | Permalink | Comments (0) | TrackBacks (0)