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April 29, 2007

Apply for a Credit Card - Best Cards Coming

I have been working diligently to research the best credit cards on the market. I have the results for the card offers that are going to fit your lifestyle and credit history.

Hours were spent making the site look better, but somehow my technology is failing me here.

I have the absolute best offers ready to publish yet when I uploaded them to the home page something went wrong. The links didn't want to work.

Until I get the technology glitch sorted out, please look at the left menu for the best cards by category so you can compare the current offers which are listed in order of best to worst in each category based on several factors depending on the category a credit card is under.

The first card offer you see in each category is the best predominately based on consumer feedback for that given category.

The offers are placed automatically in real time for what are the top choices amongst site visitors.

Hang in there, the best credit card offers will soon be placed on the home page to save you a few clicks from finding the best offer.

Now, I must run and answer several email about the new addition to Crediteria.com, the identity theft awareness section.

Wow! I am getting a little overwhelmed trying to keep up with everything you need to know about money, finance and protecting yourself from evil doers out there.

Having said that, please have a look at the identity theft prevention program that I am reviewing.

More information to come about credit cards, managing your money and protecting yourself from criminals that are trying to rip you off!

Not to worry, I am going to make sure you are fully educated and lead you to live a prosperous life

| | | href="http://www.crediteria.com/CreditChat/2007/04/apply_for_a_credit_card_-_best.htm" rel="tag">money

Posted by Colin at 12:36 AM | Permalink | Comments (0) | TrackBacks (0)

April 24, 2007

President’s Identity Theft Task Force

At a recent authentication workshop, a plan to fight identity theft was released. The task force on identity theft is fronted by Attorney General Alberto R. Gonzales and FTC Chairman Deborah Platt Majoras.

In plain English, what the strategic plan to fight identity theft involves is this:

Better prosecution of identity crimes
Improved sensitive data protection maintained by private and public sectors.
Improvements in assistance for victims of identity theft

The President’s Identity Task Force plans to make broad sweeping changes to current policies as well as exact items to change in law and education.


Among the changes

Less use of SSN’s by government agencies. Your Social Security Number is the single most important piece of information to protect in cases of identity theft

Increase consumer awareness through education

Until new laws are in place, it is up to you to make sure identity thieves don’t ruin your life.

Identity theft can happen to anybody at anytime. So make sure you never give out your personally identifying information. To ensure your identity is secure I highly recommend spending less than $10 per month and subscribe to LifeLock’s identity protection service. You have nothing to lose and your identity to protect.

If you have questions or comments please leave them here, if you don’t see the comment boxes then click on the comment link below.

Posted by Colin at 08:01 PM | Permalink | Comments (1) | TrackBacks (0)

Save Money Get $25 Now

If your household is like mine, you are always searching for ways to make your money go farther. We have been thinking about buying all kinds of stuff for our house and I noticed these really cool offers, the At Home Rewards and SavingSmart premier shopping program.

I have just joined this because of the great savings plus the little extra, a $25 free gift card from Circuit City. I love that store!

If you shop at any of these stores

A Pea in the Pod
Barnes & Noble
Bass Pro Shops
Bath & Body Works
Best Western
Blockbuster
Borders and Waldenbooks
Brunswick Bowling1
Champ Sports
Dillard’s
Dress Barn
Foot Action
Foot Locker
Harry & David
Jackson & Perkins
KB Toys
Kid’s Foot Locker
Lady Foot Locker
Lands’ End
Lillian Vernon
Linens ‘n Things
L.L. Bean
Lord & Taylor
Macy’s
Mimi Maternity
Motherhood Maternity
Nascar.com
Orvis 2
Pier 1 Imports3
Sears
The Sharper Image
SonyAwards
Spa Finder
Sports Authority
Sunglass Hut
Timberland
Watch Station
White Barn Candle Co
Bon-Ton,
Elder Beerman
Staples.


If you shop at any of these retailers then I highly recommend that you should take advantage of the membership savings.


Sign up for your rewards program here

Currently you will get a $25 Circuit City gift card as well but I'm not sure how long that will last so take advantage of the saving today

Posted by Colin at 11:54 AM | Permalink | Comments (0) | TrackBacks (0)

April 23, 2007

Prevent theft lifelock your id

Do you have a lifelock?

Your key to security is lifelock

In today's world, identity theft is a HUGE concern and I simply can't emphasize how important it is to protect yourself. For a measly 10 bucks a month you will have ultimate peace of mind. So, please do yourself and your family a favor today and get Life Lock

The reason I mention this, is a very good friend just had his identity ripped off and the headaches it caused were horrible, if he had protected himself with a service such as LifeLock there would have been no problem. My friend, don't let this anguish happen to you!

ID theft is getting to be an everyday occurrence and the thieves are becoming incredibly advanced so as a valued reader, please put measures in place to prevent your identity from becoming hijacked.
For your own well-being subscribe to LifeLock (click here) right now.

: : Posted by Colin at 10:24 AM | Permalink | Comments (0) | TrackBacks (0)

April 13, 2007

Blue Cash from American Express Best Rewards

The Blue Cash from American Express is THE choice of consumer's.

Blue Cash®  from American Express

I have received tons of feedback from some very happy American Express cardholders who have recently applied through Crediteria.com for the American Express Blue Cash reward credit card.

Here is what Jessica from Boise has to say about the Blue Cash credit card:

I just can't believe the amazing rewards that I am getting from American Express Blue and with no annual fee! Wow, Amex blue cash is a truly awesome card to have!

There are far too many reviews to post them all here but I think Jessica's thoughts sum it up best.

If you have excellent credit and want excellent rewards then you should apply now:

Posted by Colin at 04:20 PM | Permalink | Comments (0) | TrackBacks (0)

April 11, 2007

Identity Theft Prevent Phishing Scams

Identity Theft Prevention – What is Phishing?

Identity theft is a crime that occurs in many different ways. In order to prevent identity theft you must know how criminals acquire your personal information.

Today I am going to educate you about an id theft scam known as phishing.

Phishing is when a criminal contacts you, usually via email and sometimes telephone, masquerading as a well known company.

Quite often you will see email enter your inbox that appears to be from a legitimate company such as ebay or a national bank. What is happening is known as spoofing. The criminal uses technology to give the appearance that their email is coming from a reputable company.

The phishing scam will ask that you enter your account details because there has been a problem. Quite often the criminal will make statements such as this is for your safety and protection that you enter the information into the form on the web page they send.

To you, everything looks legit because the criminal has taken the time to reproduce a replica of the trusted company’s site giving you the feeling that it is the "real site"

But, it’s not the real site.

Beware when you receive email from companies asking for your personal information, quite often it’s a phishing scam.

If you are not sure, contact the company immediately.

How can you tell if the company is real or not?

Look at your address navigation bar at the top of your browser to ensure that the site is the actual company’s site. The criminals will use a web address that contains the name but is not the real company.

For example a legitimate address for eBay would be www.ebay.com, whereas a criminal trying to hijack your personal information would use a site of their own such as

www.HereAreSomeWords.com/EBAY?verify your ebay info

What the criminals are doing is trying to confuse you into believing that since they have used the word ebay in their file names that you will believe this is truly ebay.

Again, never respond to these types of emails or phone calls, always contact the company directly


Posted by Colin at 05:15 PM | Permalink | Comments (0) | TrackBacks (0)

April 05, 2007

Prevent Identity Theft – It Can Ruin Your Life

I felt compelled to get some information about identity theft posted on Crediteria.com after watching a local news story about how identity thieves were using wireless technology to plant a bug in a point of sale terminal at a local mall to remotely steal the information including your Personal Identification Number (PIN).

After hijacking your bank account information the thieves then went and drained bank accounts. Yes, this story is painful for those who were robbed in broad daylight! I had recommended that you use a service such as LifeLock to secure your personal identity and prevent it from being ripped out from under you

But, identity theft goes far beyond the pain of being robbed in such a fashion, theft of your identity can actually ruin your life!

I decided to read more about the impacts other individuals have had due to low life scum identity thieves.

While reading through several personal stories I am absolutely appalled and frightened by the long lasting damage ID theft can cause.

Here is an overview in point form of how bad things can get when your identity is stolen

  • Accusations of crimes committed by you – ID thieves have your identity, when they get charged with a crime they are operating under your name

  • You can not get a job – Employers now check your credit history to get a feel for what kind of person you are, identity thieves will ruin your credit and thus limit your ability to get a job

  • Bankruptcy – You are forced to file bankruptcy because you can’t gain employment and fall behind on your bills

  • Homelessness – No money and no job will put you out on the street fast!

  • While not all of the above points will happen in every case of identity fraud, this is what can happen to anybody at anytime if the thief is motivated enough to press on with your good name!

    I am very serious when I say that you need to protect yourself from these criminals! Don’t let identity theft ruin your life, get protection for you and your family now!

    After the research I have done I have subscribed to LifeLock because of the stellar identity security they provide at an incredibly reasonable price. I chose LifeLock both because of the incredible service they provide and because they are not trying to gouge me on the cost of their service, I strongly urge you to get LifeLock to protect your identity as soon as possible to avoid the headaches.

    Read other reviews and opinions of now if you aren't sure if an idenity protection service is worth your while.

    Posted by Colin at 02:37 AM | Permalink | Comments (0) | TrackBacks (0)