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July 19, 2006
Tips for Managing Your Money
Our money is spent before the paycheck comes. Every cent is earmarked to pay bills. We wonder how or if we'll make it till the next check comes.
We scheme. We rob Peter to pay Paul. It feels futile. We want to treat ourselves, even though we've spent our entertainment money for the month.
We say it's Friday and payday; let's go out to dinner or order a pizza. We deserve it.
When we start feeling sorry for ourselves, we challenge our thoughts. We think, think, think—beyond the impulse.
We do deserve it, but treating ourselves doesn't have to mean spending money. There are a million ways to treat ourselves without spending a cent.
Brainstorm a list of simple treats that rely only on me—a hot bath, a walk in the park, an exercise routine. Treats that will not only reward me but also will improve me.
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