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July 12, 2006
Helping You With Debt Issues
If we aren't compulsive spenders or if we're recovering compulsive spenders, we may be guilty of underspending.
Because we're in debt, we become overprotective of family finances. While our spouse is out gambling, we're shopping at garage sales and eating potatoes for lunch. Even though we truly need some new clothes for work, we leave the mall empty-handed, or with something for the kids or a gift for a friend.
When we can't spend money on ourselves, we may have crossed the line from practicality to deprivation. Depriving ourselves means we think we don't deserve to have anything nice or new.
Balance is everything. We examine our priorities. If the purchase is a necessity and a priority, we add it to our spending plan.
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