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May 19, 2006
Poor Credit History Applications
As I mentioned in my last post, I am taking all the notes I have made on credit applications. I started by posting credit card offers for students and now moving onto writing the reviews of credit card offers for those with poor credit.
My goal is to create a financially free world, a world of people who are happier because they are not over-burdened by debt. I posted the student applications first as I want to provide a good start to those who are just starting out in the world of finance - Get students informed to be pro-active with new card holders and help teach them good credit spending habits.
Now, I move on to those who have "been there, done that" and have done something to create poor credit for themselves. It is a fact of life today that you do need a credit card however the most overlooked element of credit cards is the right way to use them and pay them off.
While I am going to be updating Crediteria with bad credit applications, remember a credit card is to be respected. The cards that will be loaded onto the site will help you restore your credit rating but please use your card with care. Use it only to make purchases you normally would and then even before you receive the bill, pay it right away. Whatever you just purchased, go send a check to the credit card company for the amount you spent on groceries, gas, or whatever other necessary purchase you have made. If you are going out for a night on the town, leave your card at home. Get yourself on track!
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