« Review Of The Alaska Airlines Visa Signature From Bank of America | Main | Bank of America MilesEdge Card »
April 05, 2006
Review Of US Airways Visa Signature Card from Bank of America
The US Airways Signature Visa card offers several benefits to cardholders such as:
One mile per dollar spent in net purchases
Double miles on US Airways purchases
Unlimited Space Available Upgrades for Purchase
Preferred check-in
Preferred boarding
Annual $99 companion tickets
Complimentary US Airways Club® pass
No preset spending limit on purchases
Free 24/7 personal concierge service
Visa Dining Privileges - visit the Visa Dining Privileges Web site
Preferred Travel Program offers special services and automatic upgrades at select Hotels
While the above features are of great benefit the terms and conditions for the credit card state that there is a maximum of 50000 dividend points that can be accumulated so if you are making several large purchases in the hopes of earning unlimited airmiles, your points will be capped at 50000. The is not a huge issue for most people but do keep that in mind when you apply for the card.
Other factors to take into account with the Bank of America US Airways Signature Visa card are:
Annual Fee of $90
Minimum finance charge of $1.50 on purchase
Annual Percentage Rate Information:
Purchases & Balance Transfers: 1.9% for first six months and a variable rate of 16.24% thereafter.
Cash Advances: Variable rate of 22.24%
Penalty Rate: 30.24% What are the variable rates? The rates are variable as they are calculated based on the prime lending rate. The rates are determined as follows - prime rate plus 9.99% for Purchases - prime rate plus 15.99% for Cash Advances - prime rate plus 23.99% for penalty APR's.
Overall this is a good credit card however my preference goes to the Alaska Airlines card. This is more due to the fact that I have always an had excellent travel experience aboard Alaska flights. This is something you should take into account when applying for your travel rewards credit card is which airline do you prefer. You might have had great experiences flying with US Airways so if that's the case this credit card might be perfect for you.
Trackback Pings
TrackBack URL for this entry:
http://www.crediteria.com/cgi-bin/mt/mt-t.cgi/13