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April 13, 2006
Review Of The Discover Titanium Card
Here is a card that conveniently comes with an excellent unbeatable 0% introductory rate that is available for eight months. After this time period, you will be able to still enjoy a standard low rate of just 9.99%. Enjoy the benefits that come with this card such as no annual fee, travel insurance, various fraud and security services along with online access and free additional cards. Also receive a free Discover 2Go card - a convenient and compact way of paying for your purchases.
This card is designed for those with excellent credit who plan to pay off their balance in full each month. It uses a costlier two-cycle method of calculating interest charges every month differently than the standard way that other companies calculate, a feature that I don't think is very good. Late fees are $15 on balances up to $100 all the way to $39 on balances of $1000 or greater so it is important to make your payment on time. This card does not offer you the cash rebate program that is available with other Discovery Cards so if you are looking to earn valuable points or rebates, this isn't the card for you.
Overall I think this card is a great choice for those who want to take advantage of the exceptional 0% rate and continue using a good rate after the expired bonus time. If you rarely carry and balance and want a credit card with good value, then Discover Titanium is the choice for you.
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