Discover® Student Classic Card

Let's face it, as a student you probably don't have much of a credit history. Normally those without established credit can almost forget getting any decent credit but you, as a student, get special treatment because of your future earnings potential. Students do get treated in a category of their own when it comes to financing. If you were not enrolled at an institute of higher learning without a credit history your options would be severely limited. Some of the special treatment you will receive is cash back, that's right money in your wallet! Without established credit the "average Joe" would barely qualify for any credit however because of the fact that one day you are going to graduate and earn mega-bucks, Discover wants you now! They want loyal lifetime customers and they are willing to give you a cash back reward with little or no established credit.

A note to watch - Read the terms and conditions and pay close attention to introductory interest rates and ongoing interest rates with any card you apply for. Even though you are wanted as a lifetime customer, a lack of credit history still poses a risk to the lender. Due to an added risk the ongoing interest rates tend to be higher than normal so make sure you avoid viewing your credit card as "free money", it's not! Racking your card to the limit and not being able to pay it off will prove to be disasterous to your financial future. Start with good credit habits now, pay your full amount owing always and take the cash back rewards to treat yourself to pizza - Usually that's all the rewards will amount to. So have a "free pizza" night and bask in the glory that you paid nothing for a pizza and you are not in debt!

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