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    CitiBank Credit Card Applications Reviewed

    Citi® Dividend Platinum Select® Card
    The Dividend card from CitiBank wins our seal of approval because of the 0% APR for 12 months and the perk of cash back rewards goes a long way. Our recommendation is always cash rewards and an interest free introductory period over any other rewards if you carry a balance on your credit card. The mission of Crediteria is to help you eliminate debt so select a card offer that will allow you to make some headway in paying off your balance.

    Citi® Driver's Edge® Platinum Select ® Card
    The Driver's Edge card is best suited for people who pay off their balance in full every month. The introductory 6% rebates reward is one of the best in the industry. If you carry a balance then we recommend that you apply for the Dividend card. Keep in mind that the rewards on this card are for rebates on selected purchases rather than cash back.

    Citi® Home Rebate Platinum Select® MasterCard®
    This is another great card offer for those who pay their balance in full every month. This credit card will reward you by paying rewards directly to the principal on your mortgage or if you are not a home owner, the points will be applied to your home purchase. Again, this is best for those not carrying a balance and if you are thinking of purchasing a home in the near future it is best to have your credit card balance paid in full. You will qualify for a higher mortgage and can get lower interest rates if you are not carrying a balance on your credit card. Lower credit card debt makes you less of a risk in the eyes of a mortgage lender.

      Citi® Dividend Platinum Select® Card
    Citi® Dividend Platinum Select® Card Review:
    • 0% APR on Balance Transfers for 12 months
    • Earn 2% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable.
    • Earn 1% on all other purchases
    • Earn $5 cash back for every individual balance transfer transaction of $1,500 or more
    • Earn unlimited cash back by shopping within the Citi® Dividend Merchant Network
    • No annual fee
    • Citi® Identity Theft Solutions
    • $0 liability on unauthorized purchases
    • Secure, free online account management
    Apply Now!
      Citi® Driver's Edge® Platinum Select ® Card
    Citi® Driver's Edge® Platinum Select ® Card Review:

    Earn rebates everywhere. Get rewarded for the purchases you make:

    • 6% rebates on everyday purchases—at supermarkets, drugstores and gas stations—for the first 12 months.
    • 3% rebates at supermarkets, drugstores and gas stations after your introductory 12-month period.
    • 1% rebates on all other types of purchases.
    • Balance transfer fee applies with this offer - see site for details
    Apply Now!
      Citi® Home Rebate Platinum Select® MasterCard®
    Citi® Home Rebate Platinum Select® MasterCard® Review:
    • Rebates applied to your mortgage principal.
    • Don't have a mortgage yet? Good News! You will get statement credit instead to start saving for your dream house.
    • NO CAP or limits on the amount of rebates you can accumulate in a year.
    • Balance transfer fee applies with this offer - see site for details
    • NO ANNUAL FEE
    Apply Now!
      AT&T Universal Platinum Card
    AT&T Universal Platinum Card Review:

    Protection - enjoy fraud protection.

    • Wireless phone loss and theft insurance reimbursement for replacement coverage
    • Citi® Identity Theft Solutions
    • Fraud Early Warning
    • $0 Liability Protection on unauthorized purchases
    Apply Now!
      AT&T Universal Rewards Card
    AT&T Universal Rewards Card Review:

    Rewards - Earn up to 5 ThankYouSM Points on eligible purchases.1

    • Redeem your points for a variety of great rewards such as travel, merchandise, gift cards, and more through ThankYou Network.1
    • 5 ThankYou Points for every dollar spent on eligible AT&T products and/or services.2
    • 1 ThankYou Point for every dollar spent on all other purchases.
    • Receive 10,000 bonus ThankYou Points after your first purchase, made within first 3 months, redeemable for your choice of a $100 Gift Card or other great rewards.1
    Apply Now!
      Citi PremierPass(SM) Card
    Citi PremierPass(SM) Card Review:
    • 5,000 bonus points after your first purchase is made within 60 days of account opening
    • No annual fee
    • Low APR on balance transfers for 12 months
    • Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.
      See the points add up4
    • Earn 1 Purchase Point for all purchases4
    • ThankYou Network®
    • No balance transfer fee with this offer* - see site for details
    Apply Now!

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