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Bank of America Applications Reviewed
The Bank of America credit cards to make the Crediteria.com short list are:
The Bank of America MilesEdge Card:
The 0% APR on balance transfers and purchases for the first six months is a key feature that we look for in a credit card application.
What we belief in is finding credit cards that offer a zero percent interest period.
Why is the 0% Annual Percentage Rate important to us?
Because it is an opportunity for debt relief for you. If you transfer your balance from an existing credit card, use the interest that you were previously paying and apply it to the balance when you transfer. Use 0% APR intro rates to accelerate your debt reduction.
BoA Visa Signature with WorldPoints:
The WorldPoints Visa was chosen as a top rated credit card because of the 12 month interest free period for the first 12 months.
The WorldPoints credit card was positioned in 2nd place because it allows you an interest free period on cash withdraws from your credit card.
While the benefit of 12 months of no interest is great on a balance transfer, the free withdraws on cash advances will leave you in a real bind if you start drawing cash on your credit card.
The WorldPoints Visa is only recommended for those with an once of willpower and will avoid the temptation to draw cash on it.
If you decide on the WorldPoints Visa here is a HUGE tip for you:
Do Not Remember your PIN - Immediately shred your access code to draw money on the credit card. Cash draws on credit cards will be extremely expensive when the introductory rate expires.
Money Return Visa® Platinum Plus:
The Money Return Visa is great for those who carry a smaller balance on their credit card, offering a rebate of 10 percent on interest charges and an introductory 0% APR. Again, we recommend to apply the savings from the interest free period directly on your balance owing to speed up your pay-off on your credit card.
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Bank of America MilesEdge® Card |
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Review:
- Whether you are a frequent flier or a leisure traveler - the MilesEdge card is for you.
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
- Earn 1 point for every $1 in purchases
- Earn points toward worldwide travel and related rewards beginning at 10,000 points - airline travel w/ no blackout dates, admission to theme parks and attractions, hotel stays, car rental, retail, dining and entertainment certificates and more
- Receive 1,000 bonus points after your first purchase
- Card issued by FIA Card Services, N.A.
Apply Now!
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BoA Visa Signature with WorldPoints |
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Review:
- 0% Intro Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
- Absolute Fraud protection
- Card issued by FIA Card Services, NA.
Apply Now!
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BoA - Money Return Visa® Platinum Plus |
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Review:
- Get back 10% of your yearly interest charges
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
- No annual fee
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
Apply Now!
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