American Express Applications Reviewed

• Fee-Free Rewards Program
• 0% APR for up to 15 months
• No Annual Fee
• Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
• Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

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• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
• Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
• Transfer Starpoints — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
• First year fee-free and only $30 thereafter

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• 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
• 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
  (2,500 HHonors bonus points each stay)
• Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
• Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
• No annual fee

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